:root {
  --yellow: #f6bd16;
  --yellow-dark: #dca100;
  --black: #070707;
  --black-soft: #141414;
  --text: #151515;
  --muted: #66666c;
  --line: #e9e6dc;
  --bg: #ffffff;
  --bg-soft: #fbfaf7;
  --card: #ffffff;
  --shadow: 0 18px 50px rgba(0,0,0,.10);
  --radius: 22px;
  --radius-sm: 14px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }

.container {
  width: min(var(--container), calc(100% - 40px));
  margin-inline: auto;
}
.narrow { max-width: 840px; }
.section { padding: 92px 0; }
.section-pad { padding: 84px 0 64px; }
.section-light {
  background: radial-gradient(circle at 10% 10%, rgba(246,189,22,.10), transparent 32%), var(--bg-soft);
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 16px;
  background: var(--yellow);
  color: var(--black);
  padding: 10px 16px;
  z-index: 1000;
  border-radius: 8px;
}
.skip-link:focus { left: 16px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(7, 7, 7, .92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand img { width: 166px; height: auto; }
.main-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  color: #fff;
  font-weight: 650;
  font-size: 14px;
}
.main-nav a:not(.btn) { opacity: .88; transition: .2s ease; }
.main-nav a:hover { opacity: 1; color: var(--yellow); }
.mobile-toggle {
  display: none;
  background: transparent;
  border: 0;
  width: 44px;
  height: 44px;
  padding: 9px;
  cursor: pointer;
}
.mobile-toggle span {
  display: block;
  height: 2px;
  background: #fff;
  margin: 6px 0;
  border-radius: 20px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 24px;
  border-radius: 999px;
  font-weight: 800;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-yellow {
  background: linear-gradient(135deg, var(--yellow), #ffd95a);
  color: var(--black);
  box-shadow: 0 12px 30px rgba(246,189,22,.34);
}
.btn-yellow:hover { box-shadow: 0 16px 40px rgba(246,189,22,.48); }
.btn-outline {
  background: #fff;
  color: var(--black);
  border-color: rgba(0,0,0,.22);
}
.btn-small { min-height: 42px; padding-inline: 18px; font-size: 13px; }
.btn-full { width: 100%; border-radius: 12px; }

.hero {
  overflow: hidden;
  background:
    linear-gradient(90deg, #fff 0%, #fff 49%, #111 49%, #111 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr .94fr;
  gap: 54px;
  align-items: center;
}
.eyebrow, .kicker {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--yellow-dark);
  margin: 0 0 14px;
}
.eyebrow span, .kicker::before {
  content: "";
  width: 34px;
  height: 3px;
  background: var(--yellow);
  border-radius: 20px;
}
.hero h1 {
  font-size: clamp(36px, 5vw, 64px);
  line-height: .98;
  letter-spacing: -.055em;
  margin: 0 0 24px;
  max-width: 720px;
}
.lead {
  font-size: 19px;
  color: #34343a;
  max-width: 670px;
  margin: 0 0 22px;
}
.deadline-card {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: 1px solid rgba(246,189,22,.55);
  background: #fff5cf;
  padding: 13px 16px;
  border-radius: 13px;
  color: #2a240d;
  margin: 3px 0 26px;
  box-shadow: 0 8px 18px rgba(246,189,22,.13);
}
.deadline-icon { font-size: 20px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.microcopy { color: var(--muted); margin-top: 18px; font-size: 14px; }
.hero-media {
  position: relative;
  min-height: 520px;
}
.hero-media img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  border-radius: 0 0 0 42px;
  box-shadow: var(--shadow);
}
.floating-card {
  position: absolute;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(14px);
  border: 1px solid rgba(255,255,255,.68);
  border-radius: 18px;
  padding: 14px 16px;
  box-shadow: 0 18px 40px rgba(0,0,0,.18);
  max-width: 220px;
}
.floating-card strong { display: block; font-size: 18px; }
.floating-card span { color: #444; font-size: 13px; }
.floating-card-top { top: 28px; left: -28px; }
.floating-card-bottom { bottom: 28px; right: 26px; }

.trust-strip {
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.strip-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.strip-item {
  display: flex;
  align-items: center;
  gap: 14px;
  min-height: 96px;
  padding: 22px;
  border-right: 1px solid var(--line);
}
.strip-item:last-child { border-right: 0; }
.strip-item span { font-size: 30px; }
.strip-item strong { line-height: 1.25; }

.section-heading {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 44px;
}
.section-heading.left { text-align: left; margin: 0; }
.section-heading h2, .split-copy h2, .signup-copy h2 {
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.06;
  letter-spacing: -.04em;
  margin: 0 0 16px;
}
.section-heading p, .split-copy p, .signup-copy p { color: var(--muted); font-size: 17px; }

.cards-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.feature-card, .module-card, .step, .eligibility-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 12px 30px rgba(10,10,10,.05);
}
.feature-card { padding: 30px; min-height: 252px; }
.card-icon, .module-icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  background: rgba(246,189,22,.16);
  color: var(--yellow-dark);
  border-radius: 16px;
  font-size: 29px;
  font-weight: 900;
  margin-bottom: 20px;
}
.feature-card h3, .module-card h3, .step h3, .eligibility-card h3 { margin: 0 0 10px; line-height: 1.2; }
.feature-card p, .module-card p, .step p, .eligibility-card p { margin: 0; color: var(--muted); }

.split-grid {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 58px;
  align-items: center;
}
.image-card, .agent-visual {
  border-radius: 30px;
  overflow: hidden;
  box-shadow: var(--shadow);
  background: #111;
  position: relative;
}
.image-card::after, .agent-visual::after, .hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  border: 1px solid rgba(246,189,22,.28);
  border-radius: inherit;
}
.image-card img { width: 100%; height: 480px; object-fit: cover; }
.check-list {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
  display: grid;
  gap: 12px;
}
.check-list li {
  position: relative;
  padding-left: 34px;
  color: #292929;
}
.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 22px;
  height: 22px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(246,189,22,.18);
  color: var(--yellow-dark);
  font-weight: 900;
  font-size: 13px;
}
.compact { margin-top: 12px; gap: 9px; }

.modules-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.module-card {
  padding: 20px;
  min-height: 250px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.module-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 48px rgba(0,0,0,.10);
  border-color: rgba(246,189,22,.55);
}
.module-icon {
  width: 44px;
  height: 44px;
  font-size: 22px;
  margin-bottom: 14px;
}
.module-card small {
  color: var(--yellow-dark);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.module-card h3 { font-size: 17px; margin-top: 6px; }
.module-card p { font-size: 14px; }

.agent-section {
  background:
    radial-gradient(circle at 72% 40%, rgba(246,189,22,.11), transparent 30%),
    linear-gradient(135deg, #fff, #fffdf8 60%, #111 60%);
}
.agent-visual img { width: 100%; height: 430px; object-fit: cover; }
.yellow-list li::before { background: var(--yellow); color: var(--black); }

.eligibility-grid {
  display: grid;
  grid-template-columns: .9fr 1fr;
  gap: 42px;
  align-items: center;
}
.eligibility-card { padding: 34px; }
.note {
  margin-top: 20px !important;
  border-left: 4px solid var(--yellow);
  padding: 12px 0 12px 16px;
  background: #fff8df;
  border-radius: 0 12px 12px 0;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  counter-reset: steps;
}
.step {
  position: relative;
  padding: 34px 24px 28px;
  min-height: 216px;
}
.step:not(:last-child)::after {
  content: "→";
  position: absolute;
  right: -18px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 28px;
  color: var(--yellow-dark);
  z-index: 2;
}
.step-number {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 999px;
  background: var(--yellow);
  color: var(--black);
  font-weight: 900;
  margin-bottom: 18px;
}

.signup-section {
  padding: 90px 0;
  color: #fff;
  background:
    radial-gradient(circle at 10% 20%, rgba(246,189,22,.18), transparent 30%),
    linear-gradient(135deg, #050505, #161616);
}
.signup-grid {
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  gap: 54px;
  align-items: center;
}
.signup-copy p { color: rgba(255,255,255,.76); }
.signup-copy .check-list li { color: rgba(255,255,255,.88); }
.lead-form {
  background: #fff;
  color: var(--text);
  border-radius: 26px;
  padding: 30px;
  box-shadow: 0 28px 75px rgba(0,0,0,.35);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.lead-form label {
  display: grid;
  gap: 7px;
  color: #333;
  font-weight: 700;
  font-size: 14px;
}
.lead-form input, .lead-form select {
  width: 100%;
  min-height: 50px;
  border: 1px solid #ddd8ce;
  border-radius: 12px;
  padding: 0 13px;
  background: #fff;
  outline: none;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.lead-form input:focus, .lead-form select:focus {
  border-color: var(--yellow-dark);
  box-shadow: 0 0 0 4px rgba(246,189,22,.20);
}
.consent {
  display: flex !important;
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 10px !important;
  margin: 6px 0 18px;
  color: #555 !important;
  font-weight: 500 !important;
  font-size: 13px !important;
}
.consent input { min-height: auto; width: auto; margin-top: 3px; }
.form-message {
  min-height: 22px;
  margin: 14px 0 0;
  color: #0c7a32;
  font-weight: 800;
}
.form-message.error { color: #b42318; }

.faq-list { display: grid; gap: 12px; }
.faq-item {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 8px 20px rgba(0,0,0,.04);
}
.faq-question {
  width: 100%;
  border: 0;
  background: transparent;
  padding: 20px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  font-weight: 850;
  text-align: left;
}
.faq-question span {
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(246,189,22,.18);
  color: var(--yellow-dark);
  flex: 0 0 auto;
}
.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .25s ease;
}
.faq-answer p {
  overflow: hidden;
  margin: 0;
  padding: 0 22px;
  color: var(--muted);
}
.faq-item.is-open .faq-answer { grid-template-rows: 1fr; }
.faq-item.is-open .faq-answer p { padding-bottom: 20px; }
.faq-item.is-open .faq-question span { background: var(--yellow); color: var(--black); }

.site-footer {
  background: var(--black);
  color: rgba(255,255,255,.75);
  padding: 64px 0 26px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr .75fr .75fr 1.1fr;
  gap: 44px;
  padding-bottom: 38px;
}
.footer-logo { width: 170px; margin-bottom: 16px; }
.site-footer h3 { color: #fff; margin: 0 0 14px; }
.site-footer a { display: block; margin: 8px 0; color: rgba(255,255,255,.76); }
.site-footer a:hover { color: var(--yellow); }
.socials { display: flex; gap: 10px; margin-top: 16px; }
.socials a {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  color: #fff;
  font-weight: 900;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.10);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  font-size: 13px;
  color: rgba(255,255,255,.55);
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .72s ease, transform .72s ease;
}
.reveal.in-view { opacity: 1; transform: translateY(0); }
.reveal-delay { transition-delay: .12s; }
.reveal-delay-2 { transition-delay: .2s; }
.reveal-delay-3 { transition-delay: .28s; }

@media (max-width: 1040px) {
  .hero { background: #fff; }
  .hero-grid, .split-grid, .eligibility-grid, .signup-grid { grid-template-columns: 1fr; }
  .hero-media { min-height: auto; }
  .hero-media img { height: 440px; border-radius: 28px; }
  .modules-grid { grid-template-columns: repeat(2, 1fr); }
  .cards-3, .steps, .strip-grid { grid-template-columns: repeat(2, 1fr); }
  .step:not(:last-child)::after { display: none; }
  .agent-section { background: #fff; }
}

@media (max-width: 820px) {
  .header-inner { min-height: 68px; }
  .brand img { width: 138px; }
  .mobile-toggle { display: block; }
  .main-nav {
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 16px 20px 22px;
    background: rgba(7,7,7,.98);
    border-bottom: 1px solid rgba(255,255,255,.10);
  }
  .main-nav.is-open { display: flex; }
  .main-nav a { padding: 14px 0; }
  .main-nav .btn { margin-top: 8px; }
  .section, .section-pad, .signup-section { padding: 64px 0; }
  .hero h1 { font-size: clamp(36px, 11vw, 54px); }
  .lead { font-size: 17px; }
  .floating-card { display: none; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 28px, var(--container)); }
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; }
  .trust-strip .container { width: 100%; }
  .strip-grid, .cards-3, .steps, .modules-grid, .footer-grid { grid-template-columns: 1fr; }
  .strip-item { border-right: 0; border-bottom: 1px solid var(--line); min-height: 78px; }
  .hero-media img, .image-card img, .agent-visual img { height: 310px; }
  .lead-form { padding: 22px; border-radius: 20px; }
  .deadline-card { align-items: flex-start; }
}